“A true one-to-one approach, from one of the most experienced teams in the industry”

Established in 2007, Positive Cashflow Finance is one of the country’s leading independent invoice finance companies.
Meet the key people behind the business…

Phil Chesham Head of Business
E:   M:  07919 200727

Phil has had a successful career in client management and business development over the past 20 years, working for both bank-owned and independent invoice finance providers.

Peter Davis Finance Director

After qualifying as an accountant, Peter worked in industry for 5 years. In 1998, he moved into the invoice finance sector where he continues to work at director level.

Andy Hume Head of Sales
E:   M:  07741 312615

Andy joined Positive in February 2014 bringing with him over 16 years experience in the invoice finance industry. Before moving into business development, Andy spent 2 years in an operations role where he gained invaluable industry knowledge.

Nick Chapman Business Development Manager
E:   M:  07810 082275

Nick joined the company in July 2011 after graduating University with a degree in Business. With a wealth of experience in building relationships with intermediaries, Nick plays a key role in driving new business for Positive.

Ken Elms Business Development Manager
E:   M:  0161 828 8100

Ken brings to Positive over 13 years’ experience within the invoice finance sector, working in both client relationship and business development roles.

Ann Baldwin Sales Co-ordinator

Ann joined Positive from inception and with 18 years experience in the industry is an integral part of the business development team.

Damien Healey Head of Relationship Management
E:   M:  07500 805356
Kelly Cain Senior Relationship Manager
E:   M:  07824 875574
Tom Cook Relationship Manager
E:   M:  07733 333538
Vicky Monaghan-Coe Relationship Executive
Lisa Boyd Client Administrator
Janet Whittingham Client Executive
Mandi Renny Credit Controller
Claire Smith Credit Controller
Luisa Del Giudice Credit Controller