“A true one-to-one approach, from one of the most experienced teams in the industry”

Established in 2007, Positive Cashflow Finance is one of the country’s leading independent invoice finance companies.
Meet the key people behind the business…

David Smith David Smith Managing Director
E:   M:  07818 615564

David started his career in HP and leasing before gaining a wealth of experience in invoice finance at both managerial and directorship level since 1998.

Phil Chesham Phil Chesham Sales & Marketing Director
E:   M:  07919 200727

Phil has had a successful career in client management and business development over the past 20 years, working for both bank-owned and independent invoice finance providers.

Simon Cook Simon Cook Commercial Director
E:   M:  07920 047176

After initially working in the banking industry, Simon took an FD role abroad for 2 years. Since his return to the UK, he has worked for 15 years at senior levels in the invoice finance industry.

Peter Davies Peter Davis Finance Director

After qualifying as an accountant, Peter worked in industry for 5 years. In 1998, he moved into the invoice finance sector where he continues to work at director level.

Danielle Danielle Winfield Regional Sales Director
E:   M:  07789687238

Danielle has a wealth of experience in both core and specialist invoice finance, offering financial support to businesses who may be looking to restructure financially, accelerate growth or are simply looking for a more supportive lender.

Marcus2 Marcus Wright Business Development Manager
E:   M:  07510083059

Marcus is a commercially astute and professional sales consultant with experience in Banking, Commercial Finance, Credit Risk and Commercial Insurance.

Andy Hume Andy Hume Regional Sales Director (North)
E:   M:  07741 312615

Andy joined Positive in February 2014 bringing with him over 10 years experience in the invoice finance industry. Before moving into business development, Andy spent 2 years in an operations role where he gained invaluable industry knowledge.

Nick Chapman Nick Chapman Business Development Manager
E:   M:  07810 082275

Nick joined Positive in July 2011 after graduating University with a degree in Business. He is part of the business development team and takes an active role in marketing and social media.

Miles Burgess Miles Burgess Senior Relationship Manager
E:   M:  07900 240642
Kelly Cain Kelly Cain Relationship Manager
E:   M:  07824 875574
Damien Healey Damien Healey Relationship Manager
E:   M:  07500 805356
Tom Cook Tom Cook Relationship Manager
E:   M:  07733 333538
Vicky Monaghan-Coe Vicky Monaghan-Coe Client Liaison
Lisa Boyd Lisa Boyd Client Administrator
Joan Darling-Bower Joan Darling-Bower Client Administrator
Janet Whittingham Janet Whittingham Client Executive
Ann Baldwin Ann Baldwin Sales Co-ordinator

Ann joined Positive from inception and with 18 years experience in the industry is an integral part of the business development team.

Mandi Renny Mandi Renny Credit Controller
Claire Smith Claire Smith Credit Controller
6S3A1422 Luisa Del Giudice Credit Controller